Jayden Chen
Lending Specialist – Lending & Mortgage Broking
Jayden Chen is a mortgage broker and Lending Specialist at Accru Melbourne with more than 10 years of experience helping clients navigate home, investment and selected commercial lending.
He works with first home buyers, home owners, property investors and professionals across a broad range of lending needs, including purchases, refinancing, equity releases, construction and more complex income or ownership structures.
Jayden’s approach is practical and education-focused. He takes the time to explain how lenders assess an application, why one option may be more suitable than another and how the loan structure could affect future flexibility—not only the interest rate available on the day.
Having assisted many hospital and healthcare professionals, Jayden is familiar with income that can include overtime, shift penalties, allowances, salary packaging, secondary employment and parental-leave arrangements. He understands that these components can be treated differently across lenders and prepares the application accordingly.
As part of Accru Melbourne’s broader professional-services team, Jayden can also coordinate with the firm’s tax, business and wealth specialists where separate advice is relevant to a property or lending decision.
Areas of assistance
- First home buyers and family-assisted purchases.
- Home purchases, upgrades and bridging scenarios.
- Refinancing and ongoing home loan reviews.
- Property investment and equity strategies.
- Healthcare and other professional income structures.
- Construction, house-and-land and major renovation lending.
- Selected commercial and business lending.
Qualifications
- Bachelor of Commerce – University of Melbourne.
- Diploma of Languages – University of Melbourne.
- Diploma of Finance and Mortgage Broking Management.
- Certificate IV in Finance and Mortgage Broking.
- Diploma of Financial Planning.
Best describes Jayden: “Professional, transparent, and focused on achieving the best outcome for every client.”
